pennApps Bill Pay
The payments industry is undergoing a rapid transformation. Consumers are expecting a frictionless, secure and convenient payment experience. For banks and financial institutions, embracing this paradigm shift has become the norm rather than the exception. Banks need to leverage the right technology to facilitate a seamless, personalised payments experience for customers.
pennApps Bill Pay is a comprehensive, scalable solution that empowers banks to offer bill pay option through various delivery channels. With Bill Pay, your customers can register beneficiaries, make payments, setup standing instructions and view past historical bill payments through any service delivery channel.
Bill Pay is simple to implement, flexible enough to scale-up and cost effective to operate.
Meet market demands quickly and cost-effectively
Bill Pay’s proven interfaces and integration tool box enables banks to add new billers quickly and extend the bill pay options to other service delivery channels.

Enables seamless and efficient operations
- Extensive audit and tracking capabilities ensure smooth reconciliation and quick resolution of any payment issues.
- Offers uniform and consistent payment experience across all the service delivery channels.

Lower total cost of ownership
Proven interfaces and integration connectors coupled with robust, scalable and extensible architecture simplify implementation and subsequent use.
Core features of Bill Pay

Definition
- Billers Definition (Utility Providers/Companies)
- Services Definition
- Payment Modes
- Connectivity Definition

Flexible Reports
- Dashboards
- Drill Down Reports
- Reconciliation
- Biller-wise Reports

Beneficiary Management
- Beneficiary Management
- Standing Orders Management

Integration
- Multi Channel Servicing
- SOA Based Integration
- Proven Adapters for Billers