We are an agile, innovative financial technology company that powers
the lending operations of global banks and financial institutions.
Serving global banks & financial institutions
Clients served across countries
Employees focused on innovation
Loan transactions per year through our system
Experience a highly composable, API-driven lending platform that unlocks innovation by simplifying loan origination,
management, and collections for any type of loan or line of credit—all virtually and with minimal configuration.
Digital Enablers 
Loan Origination 
Loan Management 
Collections 
Whether you're designing a specialised retail or corporate loan program, or adapting swiftly to
evolving market and regulatory changes, our platform empowers you to
create solutions that drive your business goals.
Optimise your supply chain finance with Pennant's platform for seamless, efficient credit management.
Work with multiple originators and lenders to provide accessible loans to your borrowers.
Provide your customers with a convenient safety net to manage short-term cash flow issues and unexpected expenses.
Unlock new revenue and optimise portfolio performance with a solution that simplifies financing and maximises asset utilisation.
Design and deploy tailored consumer loans, gold loans, and more with ease. Our platform
adapts to your unique needs, enabling efficient and customisable lending products for every
requirement while lowering total cost of operations.
At Uno Digital Bank, we are always looking for ways to innovate and enhance our service offerings. The implementation of pennApps Lending Factory represents a key step in our mission to deliver best-in-class borrowing experience for our customers. The new Loan Management System has not only streamlined our operations but also elevated the customer experience, making it easier for us to meet the diverse needs of our customers.
Lending Factory has been a crucial enabler in our needs of customer-centricity, business agility and cost effective scaling of operations. Its powerful functionalities, high product configurability and adaptive API integrations has helped us deliver outstanding value to our customers. Importantly, Pennant’s team has been an excellent co-creation partner, wherein they have helped us create and launch new product offerings. The development of the Supply Chain Management module has been one such example of collaboration that has enabled us to go to market with speed and agility.
By implementing a next-generation, technology agnostic and scalable lending platform, we will be well placed to effectively meet the dynamic market needs, evolving digital consumer paradigm, and regulatory and compliance needs and help us deliver enhanced value for our customers.
Personal Loan
Home Loan
Loan Against Property
Auto Loan
TW Loan
EV Loan
Loan Against Shares/MF
Loan Against FD
Gold Loan
Education Loan
Consumer Durables/Ecom (BNPL)
Car Lease
Microfinance
Agri/Equipment Loans
Business Loan
Lease Rental Discounting
Construction/Developer Finance
Construction Equipment Finance
Commercial Vehicle Loans
Project Finance
Machinery/Equipment Loans
Supply Chain
Working capital
Merchant POS Funding
