Pennant Technologies at Singapore FinTech Festival 2025: Shaping the Future of Lending with Agentic AI and Low-Code Innovation

By Shreyas Soma on October 31, 2025

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The future of financial technology is being written right now, and this November, Pennant Technologies will be part of that story at the world’s most influential fintech gathering.

As the Singapore FinTech Festival (SFF) 2025 celebrates its 10th anniversary from November 12-14, we’re thrilled to join over 70,000 innovators, policymakers, and industry leaders at Singapore EXPO for what promises to be a landmark event in financial technology.

SFF 2025: Shaping the Next Decade

This year’s festival revolves around a powerful theme: “Shaping the Next Decade of Growth,” with a sharp focus on AI, tokenization, and quantum computing; the technologies that will define how financial institutions operate, compete, and serve customers in the years ahead.

The festival brings together senior ministers, central bank governors, policymakers, and technology leaders to explore how emerging innovations can build trusted, inclusive financial infrastructure. For Pennant Technologies, this alignment couldn’t be more perfect. We’ve spent years developing solutions that put these exact technologies into the hands of lenders and financial institutions.

Why Pennant is Heading to Singapore

At Pennant Technologies, we’re not just observers of digital transformation, we’re enablers of it. Our future-ready, composable platform has been designed from the ground up to help banks, NBFCs, and microfinance institutions move at the speed of innovation without sacrificing security, compliance, or quality.

The financial services landscape is more demanding than ever. Customer expectations are rising, regulatory requirements are tightening, and competition is intensifying from both traditional players and nimble fintech startups. Financial institutions need technology that can keep pace and that’s exactly what we deliver.

You’ll find us at Booth 4L12, where we’ll be showcasing how our platform is helping lenders across the globe modernise their operations, deploy AI-powered intelligence, and create exceptional customer experiences.

Introducing Pennant’s Future-Ready Digital Lending Platform: Built for the AI Era

pennApps Lending Factory: Complete Loan Lifecycle Management

The lending business is complex, but your technology doesn’t have to be. pennApps Lending Factory (PLF) is our comprehensive lending platform that covers the entire loan lifecycle from application to closure.

    Adaptive Loan Origination

    First impressions matter in lending. Our loan origination module streamlines the entire application to disbursement process:

        • Digital-first applications that work seamlessly across web and mobile channels
        • Smart data capture that pre-fills information and reduces customer effort
        • Automated document collection with intelligent verification
        • Configurable workflows that match your unique lending processes
        • Real-time credit decisioning integration with leading credit bureaus
        • Instant offer generation that delights customers with speed
    Autonomous Loan Management

    Once a loan is disbursed, the real work begins. Our loan management system gives you complete visibility and control:

        • Comprehensive loan servicing with automated payment processing
        • Dynamic interest calculations supporting multiple rate structures
        • Flexible repayment scheduling including restructuring and modifications
        • Account maintenance with detailed transaction histories
        • Customer self-service portals that reduce support burden
        • Automated notifications for payments, dues, and account updates
    Predictive Collections

    Collections don’t have to be adversarial. Our collections module balances firm recovery with customer relationships:

        • AI-driven segmentation that identifies the right approach for each borrower
        • Automated reminder workflows across SMS, email, and app notifications
        • Intelligent prioritisation that focuses your team on high-value accounts
        • Multi-channel communication with complete interaction history
        • Payment arrangement tools that make it easy for customers to get back on track
        • Compliance-first approach ensuring all recovery actions meet regulatory standards
        • Performance analytics that help you optimise collection strategies
    pennApps Studio: Your Low-Code, No-code, Pro-Code Development Powerhouse

    Building financial applications traditionally takes months or even years. pennApps Studio changes that equation entirely.

    Our next-gen low-code, no-code, pro-code platform empowers your technical and business teams to:

        • Rapidly develop custom applications without extensive coding
        • Integrate seamlessly with your existing core banking systems
        • Deploy faster with pre-built components designed for financial services
        • Maintain easily with visual workflows and intuitive interfaces
        • Scale confidently with enterprise-grade architecture

Whether you need to build a new customer-facing application, automate an internal process, or create innovative financial products, pennApps Studio gives you the agility to move from concept to production in weeks, not months.

Agentic AI Solution: AI Agents That Transform Lending

Here’s where things get exciting. While everyone talks about AI, this year’s festival spotlights AI’s role in transforming risk management, regulatory compliance, and financial inclusion and that’s exactly what Pennant’s Agentic Solution delivers.

We’re bringing AI agents that don’t just assist with lending, they fundamentally transform how it works.

Why Low-Code, No-code, pro-code + Agentic AI Is the Winning Combination

You might be wondering: why do we combine low-code, no-code, pro-code development with agentic AI? Because the two together create something far more powerful than either alone.
Speed meets Intelligence

Low-code, no-code, pro-code lets you build and deploy quickly. Agentic AI makes what you build incredibly smart. Together, they let you launch intelligent applications at a pace that traditional development simply cannot match.
Flexibility meets Automation

Your business processes are unique. Low-code, no-code, pro-code gives you the flexibility to implement them your way. AI agents then automate those processes with intelligence that learns and improves over time.
Control meets Innovation

You maintain full control over your systems and workflows. But within those systems, AI agents continuously optimise, recommend improvements, and handle routine tasks, freeing your team to focus on strategic work.

The Pennant Difference: Built for Financial Services

What makes Pennant Technologies different from other low-code platforms or Agentic AI vendors?
We Speak Your Language

Purpose-built for lending and banking operations, not adapted from generic platforms.
We Understand Compliance

Compliance embedded at every layer from data security to audit trails to explainable AI.
We Deliver Results

Proven at scale, our clients run production operations serving thousands daily, including Southeast Asia’s leading digital-first banks.

Join Us at SFF 2025: What to Expect at Booth 4L12

When you visit our booth, you’ll have the opportunity to engage with us and explore how leading institutions are streamlining their lending lifecycle from application to approval.

Let’s Shape the Next Decade Together

The Singapore FinTech Festival represents more than just an exhibition, it’s where the future of financial services takes shape through conversations, connections, and collaborations.

We’re not just there to show you what’s possible. We’re there to help you make it real.

Don’t Leave It to Chance. Book Your One-on-One Now!