 
                                The future of financial technology is being written right now, and this November, Pennant Technologies will be part of that story at the world’s most influential fintech gathering.
As the Singapore FinTech Festival (SFF) 2025 celebrates its 10th anniversary from November 12-14, we’re thrilled to join over 70,000 innovators, policymakers, and industry leaders at Singapore EXPO for what promises to be a landmark event in financial technology.
SFF 2025: Shaping the Next Decade
This year’s festival revolves around a powerful theme: “Shaping the Next Decade of Growth,” with a sharp focus on AI, tokenization, and quantum computing; the technologies that will define how financial institutions operate, compete, and serve customers in the years ahead.
The festival brings together senior ministers, central bank governors, policymakers, and technology leaders to explore how emerging innovations can build trusted, inclusive financial infrastructure. For Pennant Technologies, this alignment couldn’t be more perfect. We’ve spent years developing solutions that put these exact technologies into the hands of lenders and financial institutions.
Why Pennant is Heading to Singapore
At Pennant Technologies, we’re not just observers of digital transformation, we’re enablers of it. Our future-ready, composable platform has been designed from the ground up to help banks, NBFCs, and microfinance institutions move at the speed of innovation without sacrificing security, compliance, or quality.
The financial services landscape is more demanding than ever. Customer expectations are rising, regulatory requirements are tightening, and competition is intensifying from both traditional players and nimble fintech startups. Financial institutions need technology that can keep pace and that’s exactly what we deliver.
You’ll find us at Booth 4L12, where we’ll be showcasing how our platform is helping lenders across the globe modernise their operations, deploy AI-powered intelligence, and create exceptional customer experiences.
Introducing Pennant’s Future-Ready Digital Lending Platform: Built for the AI Era
pennApps Lending Factory: Complete Loan Lifecycle Management
The lending business is complex, but your technology doesn’t have to be. pennApps Lending Factory (PLF) is our comprehensive lending platform that covers the entire loan lifecycle from application to closure.
First impressions matter in lending. Our loan origination module streamlines the entire application to disbursement process:
Once a loan is disbursed, the real work begins. Our loan management system gives you complete visibility and control:
Collections don’t have to be adversarial. Our collections module balances firm recovery with customer relationships:
Building financial applications traditionally takes months or even years. pennApps Studio changes that equation entirely.
Our next-gen low-code, no-code, pro-code platform empowers your technical and business teams to:
Whether you need to build a new customer-facing application, automate an internal process, or create innovative financial products, pennApps Studio gives you the agility to move from concept to production in weeks, not months.
Agentic AI Solution: AI Agents That Transform Lending
Here’s where things get exciting. While everyone talks about AI, this year’s festival spotlights AI’s role in transforming risk management, regulatory compliance, and financial inclusion and that’s exactly what Pennant’s Agentic Solution delivers.
We’re bringing AI agents that don’t just assist with lending, they fundamentally transform how it works.
Why Low-Code, No-code, pro-code + Agentic AI Is the Winning Combination
You might be wondering: why do we combine low-code, no-code, pro-code development with agentic AI? Because the two together create something far more powerful than either alone.
Speed meets Intelligence
Low-code, no-code, pro-code lets you build and deploy quickly. Agentic AI makes what you build incredibly smart. Together, they let you launch intelligent applications at a pace that traditional development simply cannot match.
Flexibility meets Automation
Your business processes are unique. Low-code, no-code, pro-code  gives you the flexibility to implement them your way. AI agents then automate those processes with intelligence that learns and improves over time.
Control meets Innovation
You maintain full control over your systems and workflows. But within those systems, AI agents continuously optimise, recommend improvements, and handle routine tasks, freeing your team to focus on strategic work.
The Pennant Difference: Built for Financial Services
What makes Pennant Technologies different from other low-code platforms or Agentic AI vendors?
We Speak Your Language
Purpose-built for lending and banking operations, not adapted from generic platforms.
We Understand Compliance
Compliance embedded at every layer from data security to audit trails to explainable AI.
We Deliver Results
Proven at scale, our clients run production operations serving thousands daily, including Southeast Asia’s leading digital-first banks.
Join Us at SFF 2025: What to Expect at Booth 4L12
When you visit our booth, you’ll have the opportunity to engage with us and explore how leading institutions are streamlining their lending lifecycle from application to approval.
Let’s Shape the Next Decade Together
The Singapore FinTech Festival represents more than just an exhibition, it’s where the future of financial services takes shape through conversations, connections, and collaborations.
We’re not just there to show you what’s possible. We’re there to help you make it real.
Don’t Leave It to Chance. Book Your One-on-One Now!
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