Enabling Financial Institutions Unleash their Potential

Deliver differentiated customer experiences, innovate faster and adopt new business models seamlessly. Know more

Reimagine your Credit Operations with pennApps Lending Factory

Define, deploy and manage business processes without any dependency. Know more

Pennant Wins Bronze Stevie

pennApps Lending Factory recognized for high-level product configurability and business process centricity. Know more

Everest Group Names Pennant as a Major Contender

PEAK Matrix®for Consumer Loan Origination Systems. Know more

Enabling Financial Institutions Unleash their Potential

Deliver differentiated customer experiences, innovate faster and adopt new business models seamlessly. Know more

Reimagine your Credit Operations with pennApps Lending Factory

Define, deploy and manage business processes without any dependency. Know more

Pennant Wins Bronze Stevie

pennApps Lending Factory recognized for high-level product configurability and business process centricity. Know more

Everest Group Names Pennant as a Major Contender

PEAK Matrix®for Consumer Loan Origination Systems. Know more

We are Pennant

We develop highly configurable, future-ready fintech products and solutions for banks and financial institutions to deliver differentiated services.

ICON1_2X

Accelerate your time to market by launching new products/offers quickly.

ICON4_2X

Streamline operations for efficiency, flexibility and transparency with the help of business-centric processes and workflows.

ICON2_2X

Address evolving threats and vulnerabilities effectively with fail-safe, resilient risk management capabilities.

ICON5_2X

Extend your digital delivery capabilities by leveraging a wide repository of API’s and integrations.

ICON3_2X

Have a unified and seamless experience through platform based approach.

ICON6_2X

Adapt to technological advancements quickly with the help of future-proof product technology architecture.

Enabling financial institutions embrace emerging paradigms

LENDING_2X

Lending

Enhancing customer borrowing experience

PAYMENTS_2X

Payments

Unlocking value from banking transactions

COREBANKING_2X

Core Banking

Delivering next-generation banking

ISLAMICBANKING_2X

Islamic Banking

Enabling Shari'ah compliant requirements, processes and accounting needs

pennApps suite of products and solutions

A novel concept of process-driven execution engines with multitude of functional factories at its disposal allows you to define, deploy and manage your business processes without any dependency on the vendor or internal technology teams.

LoanOriginating_2x

Loan Origination System

  • Easy customer data capture
  • Credit bureau integration feasibility
  • Workflow based approvals
LoanManagement_2x

Loan Management System

  • Complete loan life cycle management
  • System driven settlements
  • Flexible rule based fee management
Collections_2x

Collections

  • Auto/manual assignment of cases to collections
  • Agency web portal for allocation to agencies
  • Mobile app for collection agents
DigitalOnboarding_2x

Digital On-boarding

  • Widget based white labelled portal
  • Real-time integration for document verification
  • Real-time credit appraisal
SelfService_2x

Self Service Solutions

  • Customers can apply for loan anytime
  • Real-time communication with customers
  • Easy integration with systems of engagement

Trusted by clients from around the world

45+

Global clients

250+

Projects in banking

70%

Transactions are financial and time sensitive in nature

6 Million +

Active loans managed

7 Million +

Payment transactions processed per day

50%

Transactions are through Cloud Infrastructure

Success stories

Pennant Helps Piramal Deploy Lending Platform on Microsoft Azure

Pennant’s demonstrable experience and expertise in implementing banking solutions, its agile delivery capabilities and outstanding...

Godrej Housing Finance Implements Pennant Technologies’ next-gen Lending Platform for Indian Market Entry

Highly configurable and cloud compatible Pennant Technologies Lending factory has helped Godrej Housing Finance launch...

Ajman Bank

Ajman bank goes live with pennApps Interactive Communications Manager (ICM) in shortest possible time.

Mawarid Finance

Mawarid Finance Goes Live with pennApps Interactive Communication Manager

Industry & analyst recognition

Finalist at the 12th Annual Aegis Graham Bell Awards for the Category – Innovative Digital Transformation for Banking

Finalist at the 12th Annual Aegis Graham Bell Awards for the Category - Innovative Digital...

Recognised as a Major Contender in the Everest Group PEAK Matrix for Consumer Loan Origination Systems.

Recognised as a Major Contender in the Everest Group PEAK Matrix for Consumer Loan Origination...

Won Bronze Stevie® in the Fintech solution category at the 18th Annual International Business Awards®.

pennApps Lending Factory recognized for its future-ready architecture that delivers modularity, flexibility and componentisation

InsightsView all

Why Buy Now Pay Later Needs a Solid Tech Ecosystem

Buy Now Pay Later apps require a mix of lending and payments capabilities. Hence, a...

Why Financial Institutions Need A Configurable Loan Management Software

For banks and financial institutions, one of the key questions that frequently comes up in...

Overcoming Cloud Adoption Challenges in Lending Operations

7 Ways Financial Institutions can Overcome Cloud Adoption Challenges in their Lending Operations

How the right lending platform can drive customer lifetime value

– Shrinivas K Rao, Vice President, Marketing, Pennant Technologies A recent Digital Banking survey showed...

Top Technologies that will Impact Lending Industry in 2022

Lending Software trends that Banks and Financial Services companies will need to adopt to support...

Interested in Pennant’s value proposition? Get in touch!