The Renaissance of the Lending Industry

PERSPECTIVES 2023 - Lending Industry Trends Report Know more

Generative AI:
Use Cases in Lending

The Role of Generative AI in Modern Lending Operations Know more

The 4 Ds of Lending Value Chains in Australia

Discover the Impact of 4 Ds - disrupted, disaggregated, disintermediated, and dogged Know more

How Thrift Banks in Philippines Can Transform Their Lending Operations

Lend Instantly, Seamlessly and Cost-effectively Know more

Pennant Technologies
Recognised Among Asia's
Finest Fintechs

Named As LendTech of the Year at the
Asia Fintech Awards 2023
Know more

The Renaissance of the Lending Industry

PERSPECTIVES 2023 - Lending Industry Trends Report Know more

Generative AI:
Use Cases in Lending

The Role of Generative AI in Modern Lending Operations Know more

The 4 Ds of Lending Value Chains in Australia

Discover the Impact of 4 Ds - disrupted, disaggregated, disintermediated, and dogged Know more

How Thrift Banks in Philippines Can Transform Their Lending Operations

Lend Instantly, Seamlessly and Cost-effectively Know more

We are Pennant

We build highly configurable, future-ready fintech products and platforms that enable banks and financial institutions to adapt, innovate and scale for higher business growth and increased profitability. Trusted by global clients, our platform based approach for our products help:

ICON1_2X

Accelerate your time to market by launching new products/offers quickly.

ICON4_2X

Streamline operations for efficiency, flexibility and transparency with the help of business-centric processes and workflows.

ICON2_2X

Address evolving threats and vulnerabilities effectively with fail-safe, resilient risk management capabilities.

ICON5_2X

Extend your digital delivery capabilities by leveraging a wide repository of API’s and integrations.

ICON3_2X

Have a unified and seamless experience.

ICON6_2X

Adapt to technological advancements quickly with the help of future-proof product technology architecture.

Enabling financial institutions embrace emerging paradigms

LENDING_2X

Lending

Transforming operations for business agility

PAYMENTS_2X

Payments

Unlocking value from banking transactions

Customer_Experience

Customer Experience

Enhancing customer lifetime value

Reimagine Lending with pennApps Lending Factory Today!

pennApps suite of products and solutions

A novel concept of process-driven execution engines with multitude of functional factories to define, deploy and manage your business processes without any dependency on the vendor or internal technology teams, a complete lending solution at your disposal!

LoanOriginating_2x

Loan Origination System

  • Configurable and Customisable
  • What-If simulations enables consumers explore various scenarios (EMI and repayment)
  • 200+ APIs for Seamless Integration & Communication
  • Flexible System for Changing Compliance & Regulatory Requirements
  • Convenient loan disbursements with multiple disbursement modes support
LoanManagement_2x

Loan Management System

  • Complete loan life cycle management for consumers
  • Schedule Repayment Hierarchy (SRH) for flexible prioritization of instalment components
  • Risk-free efficient workflow of lending cycle through rule engine
  • Support of multiple options for ‘Interest in suspense’ calculation ( manual and customer level)
Digital_Enablers

Digital Enablers

  • Lead Generation to strengthen customer acquisition and sales cycle
  • Cross selling to offer customers contextual and customised solutions
  • Seamless integration with diverse IT platforms for improved operational efficiencies
  • Multi-lingual support via NLP(Natural Language Processing) for easy conversations
  • “Always-on” AI driven conversational capabilities
Collections_2x

Collections

  • Intuitive dashboards capturing data points for better control & timely corrective actions
  • Proactive response for Delinquency Management to speed collections process
  • Legal & Write-off features managed till closure for easy settlements
  • Informed decision making achieved through rule-based workflows
  • Promise To Pay Management for improved collector efficiency and customer relationships

Trusted by clients from around the world

250+

Projects in Banking

100 Mn

Loan transactions/year through our system

14 Mn

Loans managed from our
system

18 

New loans booked per minute (during peak time)

23x

Loan portfolio growth for a leading NBFC

11x

Growth in product variations for an Indian Financial Institution

80%

Lending implementations on Cloud

7 Mn

Payment transactions processed (peak volume per day)

InsightsView all

Interested in Pennant’s value proposition? Get in touch!