Still using outdated loan origination systems? Traditional frameworks take months to build and deploy, slowed by legacy architecture, technical debt, and long change cycles.
pennApps Studio empowers you to build, customise, and launch digital lending workflows in days, not months.
pennApps Studio is a pre-built, scalable platform that empowers financial institutions to design,
deploy, and manage digital lending journeys with exceptional flexibility and speed.
Design, develop, and deliver applications effortlessly with
point-and-click configurability.
Create intuitive user interfaces, workflows, data models,
and forms.
Cloud-native architecture with embedded audit trails, role-based
access controls, and pre-configured compliance accelerators.
Automate credit scoring, document analysis, and
approvals.
Predict customer behavior with real-time insights for
data-driven decisions.
Deliver hyper-personalised borrower interactions through
adaptive application features.
Drag-and-drop functionality for rapid app development
across web and mobile platforms.
Predefined UI templates simplify the creation of rich,
intuitive, and user-friendly applications.
Design reusable forms, sections, and widgets that
maintain consistency across portals.
User-defined themes ensure brand compliance across all
applications.
Integrate APIs from both platform and external sources
effortlessly.
Connect with CIBIL, NSDL and other platforms.
Pre-built connectors for MySQL, SQL Server, PostgreSQL,
Oracle, and more.
Design integrations using a drag-and-drop interface for
rapid deployment.
Build modular, scalable integrations using a
microservices architecture.
Streamline code changes with automated testing
and faster delivery cycles.
Govern pipeline execution with role-based
permissions.
Supports on-premises, cloud, and hybrid setups for
maximum flexibility.
Automatically detect vulnerabilities in code and
configurations during the build process, ensuring secure
deployments without manual intervention.
Generate code, design forms, and automate UI
creation without writing a single line of code.
Automatically build dynamic forms and data entry
screens based on user needs.
Understands user inputs and suggests optimised
designs, workflows, and APIs.
Adapts to your preferences, providing smarter
recommendations over time.
Works within the platform, allowing you to leverage
existing data and workflows.
Automate workflows and decisions for speed and accuracy
Reduce custom code, reuse components, and simplify change cycles
Deliver personalised loan offers and improve customer conversion
Serve borrowers faster with modern, frictionless user journeys
