pennApps Lending Factory

Experience
Future-Driven Lending

Make your business ‘digital-first’ by streamlining lending operations, enhancing decision-making capabilities, seamlessly integrating with third-party systems, and efficiently scaling to meet modern customer demands; all with a future-ready loan software.

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Power your Consumer, Mortgage, and
Commercial Lending Operations With a
Composable, Resilient Digital Loan Servicing System

Variety
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Innovate, Adapt and Execute

Structure diverse loan products and launch multiple variants with ease. Adapt to market demands or customer needs, by delivering tailored solutions with agility and a competitive edge.

Volume
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Scale at the Speed of your Business

Scale effortlessly with a loan software designed to grow alongside your business. Manage varying workloads with consistent, optimal performance using a robust loan management system to meet your unique business needs.

Velocity
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Accelerate your Time to Market

Experience the speed and adaptability your business demands. Quickly configure or effect changes in credit operations using our composable loan origination system, while ensuring 24/7 availability.

Comprehensive Lending Modules:
Tailored for Every Stage of the Loan Lifecycle

build-workflows Digital Enablers

Automate workflows, streamline customer interactions, and deliver seamless lending experiences across channels with modern financial technology, all while driving growth through targeted cross-sell and upsell opportunities.

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build-workflows Loan Origination

Streamline loan processing from application to approval using a powerful loan origination system through seamless API integrations, automated workflows and powerful credit decisioning engine.

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build-workflows Loan Management

Efficiently manage loan portfolios using an advanced loan management system through in-built powerful functionalities including flexible repayment schedules to optimise loan servicing and administration.

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build-workflows Debt Collections

Drive efficiency in delinquency management or debt management using our integrated collection system, designed to streamline communication and improve resolution rates with late and legal collections.

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build-workflows pennApps Studio

The Strategic Lending Accelerator. Built for Speed, Scale and Performance

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Empowering Financial Institutions with Proven Results

  • 30%

    Estimated overall savings in total cost of lending operation over a sustained period of use

  • 2X

    Increase in customer engagement for a South Asian Mortgage Co

  • 18

    New loans booked per minute (during peak time)

Interested in transforming your
lending operations?
Request Demo